I’m a National Guard & Reserve sponsor and am enrolled in the TRICARE Dental Program (TDP). I’m about to be activated. Do I need to disenroll from the TDP since I’ll be eligible for active duty dental benefits?
[11/27/2006]
No, National Guard & Reserve sponsors who are enrolled in the TDP and who will be activated for 31 days or more are automatically disenrolled from the TDP. They will be automatically re-enrolled upon deactivation.
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I’m about to deploy and have enrolled my family in TRICARE medical. Isn’t dental included in the medical coverage?
[11/27/2006]
No, TRICARE medical and dental are two different programs. You must enroll in each separately.
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What type of dental coverage is available for my family members once I’m activated?
[11/27/2006]
Family members of National Guard & Reserve sponsors are eligible for the TDP whether the sponsor is activated or not. The TDP provides a comprehensive dental benefit that is comparable to civilian dental insurance plans.
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Can my family enroll themselves in the TDP?
[11/27/2006]
The sponsor must enroll family members unless he/she has signed a Power of Attorney (POA) allowing family members to enter into contracts. The POA must be provided with the enrollment form.
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When is TDP dental coverage effective?
[11/27/2006]
If the enrollment form and first month’s premium are received by the 20th of the month, coverage begins the first of the following month.
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My family is already enrolled in the TDP. Are there any changes once I’m activated?
[11/27/2006]
Yes. If you are activated for 31 days or more, your family’s monthly premiums will be reduced since the Department of Defense pays 60% of monthly premiums for active duty family members. National Guard & Reserve family members whose sponsors are activated for 31 days or more are considered active duty family members, and therefore receive the reduced premium rate.
Premiums for active duty family members are paid via military allotment from the sponsor’s pay and will be reflected on the Leave and Earnings Statement (LES).
Upon deactivation, your family will revert to the National Guard & Reserve family member premium rate (no government participation).
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My family wasn’t enrolled in the TDP prior to my activation. Are there any time limitations regarding enrollment?
[11/27/2006]
You can enroll your family at any time. There is, however, a 12-month commitment for your family to remain enrolled in the TDP. Premiums will be adjusted to the National Guard & Reserve family member rate (no government participation) upon deactivation. Note that if the sponsor enrolls the family within 30 days of activation in support of certain contingency operations, the family will be automatically disenrolled from the TDP upon deactivation and the 12-month commitment will be waived.
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Where can I get more information on the TDP (enrollment, monthly premiums, cost-shares, benefits, POA, etc.)?
[11/27/2006]
Visit the TDP web site @ www.TRICAREdentalprogram.com or call the TDP contractor, United Concordia Companies, Inc., at 800-866-8499
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